Self Managed Super Funds
It’s Natural – to move from constraint to …Clarity
You choose the car you drive. You choose the house in which you live. Shouldn’t you choose your own superannuation fund?
Choosing the wrong structure to manage your wealth could cost you hundreds of thousands of dollars in retirement. With an industry super fund or public fund, you are just one of hundreds of thousands of members. Your investments are controlled by managers who are focused on their needs, not on those of you and your family.
You need clarity. It’s natural that you want control over your hard-earned wealth. That’s why we offer First Samuel Self Managed Superannuation.
First Samuel Self Managed Superannuation builds on government rules that allow individuals to have their own super fund. This is called a self-managed superannuation fund (SMSF). Through a SMSF you have greater control over your investments and can determine the portfolio that best suits your needs. If it's right for you a SMSF can provide both a better investment and a more flexible outcome than other alternatives.
First Samuel Self Managed Superannuation enhances the opportunities inherent in a SMSF.
|Superannuation fund types - which fund suits your needs?|
|Your Needs||First Samuel Self-Managed Superannuation||Basic SMSF||Industry or Public Offer Super Fund|
|Tax Efficiency||Highest possible||Possible||Limited|
|Investment by an expert||Yes||Maybe||Maybe|
|Full integration of investment with advice and administration & reporting||Yes||Possible||Maybe|
|Contributions monitored to ensure no limit breaches whilst optimising opportunity||Yes||Possible||No|
|No CGT on move to pension phase||Yes||Yes||No|
|Ability to borrow in super||Yes||Yes||No|
|Ability to invest in direct property, including business real property||Yes||Yes||No|
|Total transparency on fees and costs||Yes||Yes||No|
|Total transparency of each transaction||Yes||Yes||No|